Our Approach

FOJP employs a best-in-class approach to risk management that includes the development of favorable insuring terms, risk transfer, and comprehensive claims management. Our team includes accomplished insurance and brokerage professionals, safety and loss control specialists, and attorneys with extensive experience in claims litigation, insurance, and contract law. 

Our insurance risk management advisory program stands apart due to:

In-House Claims Management: We employ a dedicated, in-house claims team that will process your claims, serve as your advocate with the insurance carrier, and manage the defense of claims made against your organization.

Expert, In-House Underwriting: FOJP underwriters are well versed in the issues unique to health care, long-term care, and social service organizations and can tailor insurance plans to include the unique coverages our clients need. Having these expert underwriters in house enables FOJP to respond as quickly as possible to client requests.

Contract Review Services: We provide contract review services to ensure that insurance and indemnification clauses protect clients through appropriate risk transfer. Contract review services cover a wide range of subjects including construction projects, vendor agreements and financial lending agreements.

Advanced Technology: FOJP’s web-based software enables clients to manage the data needed for policy applications, quotes, renewals and changes in exposure.

Data-Driven Strategic Planning Support: FOJP's team of analysts manage and interpret claim, exposure and premium data to support our clients’ long-term strategic planning needs.

Comprehensive Loss-Control Services and Resources: Reducing claims begins with identifying and mitigating risks. FOJP offers a number of operational and facility loss prevention services, including services provided by in-house specialists, insurers and third party providers. We also offers best practices seminars and trainings.

Individualized Service: Our clients receive personal, individualized service. FOJP staff are directly involved in all client transactions, from the creation of tailored insurance policies that transfer the appropriate amount of risk, to certificate and ID card requests, to contract reviews, to claims and litigation management.